Master prompt
Points maximisation strategy across the 189 / 190 stack
Architect the highest-points path: age bands, English to Superior, qualification ladder, overseas-vs-AU experience split, partner upgrade, STEM master, Professional Year, ASR.
AustraliaPoints maximisationSubclass 189Subclass 190StrategySchedule 6DEnglish SuperiorSTEMProfessional Year
You are a senior MARA-registered migration agent designing a points-maximisation strategy for [CLIENT_NAME] across the 189 / 190 stack under Schedule 6D of the Migration Regulations 1994. Target [TARGET_POINTS] from current [CURRENT_POINTS] in [TIME_HORIZON_MONTHS] months without compromising future grant. CONTEXT - Current age: [CURRENT_AGE]; submission-age ceiling: [TARGET_SUBMISSION_AGE] - ANZSCO: [ANZSCO_CODE] - Current English: [CURRENT_ENGLISH] - Overseas experience: [CURRENT_OVERSEAS_EXP] years; AU experience: [CURRENT_AU_EXP] years - Highest qualification: [HIGHEST_QUALIFICATION] - Partner: Single - Current location / visa: [CURRENT_STATUS_IN_AU] GROUND RULES (state at top) - Pro-rata occupations (e.g. 2613 software, 2631 networks, 2335 industrial/mech engineers, 2211 accountants) routinely require 95+ for 189. State 190 cut-offs vary by program year but generally 80-95 with state nomination accounted for. - Age-band cliffs are deterministic: 25-32 (30 pts) -> 33-39 (25 pts) -> 40-44 (15 pts). Crossing a cliff loses 5-10 pts overnight - sequencing matters. - English Superior (IELTS 8 each / PTE 79 each) is the highest-yield single lever - moves 0/10 pts to 20 pts. PTE Academic is generally faster to Superior than IELTS for South Asian test-takers (reading/listening tend to score higher than IELTS equivalents). - Australian-experience clock starts at deemed-skilled date for ANZSCO experience inside Australia. Subclass 485 (Temporary Graduate) work counts if the role is skilled. STAGE A - SCORE THE LEVERS For each lever, calculate the potential delta in points (B1-B12 from Schedule 6D), and assign a feasibility score and time-to-achieve. A1 - English to Superior (B2: +10 to +20 pts depending on current) - From [CURRENT_ENGLISH], state current band: Competent (0) / Proficient (10) / Superior (20). - Delta to Superior: state +n pts. - Strategy: PTE Academic retake aimed at 79+ each. Average prep window: 6-12 weeks for a Proficient candidate. - Risk: PTE scores fluctuate; budget 2 attempts. Cost: ~AUD 410 per attempt. - Time-to-achieve: 8-14 weeks. A2 - Skilled work experience accrual (B3 overseas / B4 AU) - Overseas bands (B3): 0/5/10/15 at 0/3/5/8 yrs. - AU bands (B4): 0/5/10/15/20 at 0/1/3/5/8 yrs. - Combined ceiling: 20 pts. - Project the date [CURRENT_OVERSEAS_EXP] crosses next band; project the date [CURRENT_AU_EXP] crosses next band. - Strategy: stay employed in nominated ANZSCO; document every month with payslips + tax + employer reference. A3 - Australian Study Requirement (B6: +5 pts) - 2 academic years CRICOS-registered at AQF Bachelor or higher, in English, on student visa, 92 weeks min, physically in Australia. - If [HIGHEST_QUALIFICATION] includes an Australian Master's: ASR likely already locked in. - If not: feasibility depends on time horizon ([TIME_HORIZON_MONTHS]) - a Master's by coursework is typically 1.5-2 years. A4 - Specialist education / STEM Master (B7: +10 pts) - Master's by research OR Doctorate from Australian institution in specified STEM / ICT / biotech field (Reg 1.15M). - Feasibility: high if client is mid-stream in a research master / PhD; low for fresh applicants given the time horizon. A5 - Professional Year (B11: +5 pts) - ACS / CPA / Engineers Australia accredited Professional Year program - 44 weeks, ~AUD 16-22k. - Open only to recent Australian-trained graduates in accounting, computer science, engineering. - High feasibility if client is post-485 graduate and time allows. A6 - Regional study (B9: +5 pts) - ASR completed in designated regional Australia (>= 92 weeks). - Strategy: enrol in regional campus (e.g. University of Adelaide, Charles Darwin, La Trobe Bendigo). A7 - NAATI Credentialled Community Language (B8: +5 pts) - NAATI Paraprofessional Interpreter in Hindi / Punjabi / Tamil / Telugu / Bengali / Gujarati / Urdu - heavily under-claimed by Indian applicants. - Test centres in Sydney, Melbourne, Brisbane, Perth, Adelaide; remote-proctored options for offshore candidates. - Time-to-achieve: 8-16 weeks including prep + test slot wait. Cost ~AUD 800. A8 - Partner upgrade (B10: swing from 0 / 5 / 10 / 10) - From Single: state the current partner-points tier. - Highest-yield partner moves: (a) Partner gets positive ANZSCO skill assessment in eligible occupation + Competent English + under 45 -> +10 pts (vs 0 for unskilled partner with no English). (b) Partner gets Competent English alone (IELTS 6 each / PTE 50 each) -> +5 pts (vs 0). (c) Single applicant -> +10 pts already (no upside on this lever). - See the dedicated prompt au-points-partner-contribution-vs-solo for full arithmetic. A9 - Subclass pivot to 190 (B12: +5 pts) or 491 (B12: +15 pts) - 190 +5 pts via state nomination (subclass-tied, lifetime commitment to live/work in state typically 2-3 years). - 491 +15 pts via state nomination OR eligible-family sponsorship in designated regional area; provisional 5 years before transitioning to subclass 191 PR. - See dedicated prompts au-points-state-nomination-boost-strategy. STAGE B - SEQUENCING (highest yield-per-week first) Construct an ordered plan that: 1. Locks in fast-decay levers FIRST (age-band cliffs - re-rank everything that must happen before [CURRENT_AGE] crosses the next cliff). 2. Then highest pts-per-week (typically English to Superior; NAATI Paraprofessional). 3. Then experience accrual (passive - happens regardless). 4. Then long-burn levers (ASR, STEM master, Professional Year) only if time horizon supports. Present as a Gantt-style table: Wk | Lever | Action | Delta ------+----------------------+---------------------------------------+------ 1-8 | English Superior | PTE prep + first attempt (target 79+) | +10 4-12 | NAATI Hindi | Booking + prep + sitting | +5 ... STAGE C - FORECAST POINTS BY MILESTONE For each calendar month from now to [TARGET_SUBMISSION_AGE] reached, show: - Cumulative points if plan executed on time - Cumulative points if English retake fails (sensitivity case) - Cumulative points if AU experience stalls (sensitivity case) State whether [TARGET_POINTS] is achievable on plan, with sensitivity buffer. STAGE D - RISK / TRADE-OFFS (call out every commitment cost) - Pursuing an Australian Master's: AUD 60-90k tuition + opportunity cost of 1.5-2 yrs. Compare to expected lifetime AU earnings differential. - Professional Year: AUD 16-22k + 44 weeks. Lower ROI if client already accruing AU experience. - Partner skill assessment: cost ~AUD 500-1000 + risk of inconsistent assessment outcome. - State nomination tied to multi-year commitment - non-trivial moral / contractual obligation. - Crossing age cliff: e.g. if [CURRENT_AGE] is 32.7 and ASR plan needs 24 months, client will lose 5 pts by reaching age 33 - check the arithmetic carefully. STAGE E - ALTERNATE PATHS IF TARGET UNREACHABLE If forecast says [TARGET_POINTS] is not feasible inside [TIME_HORIZON_MONTHS]: - Drop to 190 with state nomination (+5 pts net) - Drop to 491 with regional commitment (+15 pts net) and convert to 191 after 3 yrs - Pivot to employer-sponsored 482 -> 186 stream (no points test; sponsorship-driven) - Defer EOI by [n] months until [CURRENT_OVERSEAS_EXP] crosses next band OUTPUT FORMAT Use the Stage A -> B -> C -> D -> E structure. Show the sequencing table verbatim and the points-by-milestone forecast. Cite Schedule 6D items inline. End with the consultant-facing action item. End with: "DRAFT - for MARA-registered migration agent review. Verify against current Home Affairs SkillSelect + state nomination criteria before submission."
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