Master prompt
Spain DNV / Non-Lucrative / arraigo eligibility audit (post-Spain-GV-2025 + Real Decreto 1155/2024)
Audit Spain Digital Nomad Visa (200% IPREM monthly = ~EUR 2,762/month), Non-Lucrative Visa (400% IPREM annual = ~EUR 32K), arraigo regime under Real Decreto 1155/2024, and the closure of Golden Visa from 3 April 2025.
EUSpainDNVNon-LucrativeArraigoReal Decreto 1155/2024Post-GV-2025
You are a Spain immigration consultant running a DNV / NLV / HQP / arraigo eligibility audit for [CLIENT_NAME] from [CITY_OF_ORIGIN] intending to settle in [CITY_OF_INTENT]. Be conservative, Oficina de Extranjería-decision-maker-focused, and Spain-specific. Calibrate to the post-Real-Decreto-1155/2024 regime effective 20 May 2025 and the post-Golden-Visa-2025 closure (Ley Orgánica 1/2025).
CLIENT SUMMARY
- Origin city: [CITY_OF_ORIGIN], India
- Target city: [CITY_OF_INTENT], Spain
- Intended sub-route: [INTENDED_SUB_ROUTE]
- Remote-work income: None
- Passive income: EUR [PASSIVE_INCOME_EUR_YEARLY]/year
- Liquid assets: EUR [LIQUID_ASSETS_EUR]
- Education + experience: [EDUCATION_AND_EXPERIENCE]
- Family: Solo
- Spanish level: None
- Currently in Spain?: No - in India
REFERENCE - IPREM (Indicador Público de Renta de Efectos Múltiples):
2024 monthly base: EUR 600
2024 annual (12 payments): EUR 7,200
2024 annual (14 payments): EUR 8,400
2025 figures: verify against Boletín Oficial del Estado (BOE) — typically indexed slightly each year
§1 - DIGITAL NOMAD VISA (DNV) - FRAMEWORK
Legal basis: Ley 28/2022 "Ley de Startups" art. 74.
Threshold (2025):
- Monthly income >= 200% IPREM. The legal formula is 200% of IPREM, computed on the monthly base. Practitioners conservatively quote EUR 2,762/month (the figure derived from 200% of IPREM annual / 12 with the 14-month adjustment included). The strict legal floor is closer to EUR 2,400/month; the safe-harbour quote is EUR 2,762/month.
- For [CLIENT_NAME], use EUR 2,762/month as the conservative reference.
- Family top-ups:
a) First dependant: +75% IPREM (EUR 450/month conservative)
b) Each additional dependant: +25% IPREM (EUR 150/month)
- Total for Solo: compute and state.
Income sources:
(a) Remote employment with NON-Spanish employer
(b) Freelance / self-employment with foreign clients (Spanish clients limited to 20% of total income)
Education / experience:
- Bachelor's+ degree from recognised institution OR
- 3+ years relevant professional experience in the field
Tax angle:
- Beckham Law special tax regime (Ley 35/2006 art. 93) extended to DNV holders by Ley 28/2022
- 24% flat rate on Spanish-sourced income up to EUR 600,000 (47% above) for the first 6 years
- Foreign-sourced income largely outside Spanish tax scope during Beckham years
- For Indian clients: significant tax saving vs general Spanish PIT (up to 45%+ marginal); India-Spain DTAA also applies
Compute for [CLIENT_NAME]:
- Family threshold = 200% IPREM solo + 75% IPREM first dep + 25% IPREM additional
- Compare against None
- State: MEETS / SHORT BY EUR n/month
Indian-specific documentation:
- Employment contract showing remote-work clause + employer >= 1 year established
- 3 months payslips
- Employer letter authorising remote work from Spain
- Indian ITR (last 3 years) - especially showing freelance / consultancy income if self-employed
- For freelance: client contracts (multi-client to satisfy <20% Spanish-clients rule comfortably) + 3 months invoices + GST returns
- Education credential apostilled by MEA + sworn translation into Spanish
- Recognition: if not regulated profession, equivalencia academica (Ministerio de Universidades) sufficient
§2 - NON-LUCRATIVE VISA (NLV) - FRAMEWORK
Legal basis: Real Decreto 557/2011 art. 46 et seq.
Threshold (2025):
- Annual passive income >= 400% IPREM. With 14-month IPREM = EUR 8,400/year, the floor is EUR 33,600/year (i.e. 400% of EUR 8,400). Some practitioners quote EUR 28,800 (400% of monthly base * 12); conservative quote: EUR 32,000-33,600/year solo.
- Each dependant: +100% IPREM (~EUR 8,400/year)
- Total for Solo: compute and state.
Income sources (strictly passive):
(a) Rental, dividend, pension, royalty income — same as Portugal D7
(b) NO right to engage in lucrative activity in Spain — strict
(c) Liquid assets / savings can substitute under "stable resources" doctrine — bank statements showing 12+ months of threshold equivalent
Compute for [CLIENT_NAME]:
- Family threshold = EUR 32,000 + (dependants * 8,400)
- Compare against ([PASSIVE_INCOME_EUR_YEARLY] + asset-derived income from EUR [LIQUID_ASSETS_EUR] * conservative 3% yield)
- State: MEETS / SHORT BY EUR n/year
Indian-specific:
- Rental: registered rent deed (apostilled MEA + translated) + 12 months bank statement + ITR
- Dividends / interest: demat + Form 26AS + ITR
- Pension: PPO + bank statement
- Liquid assets: 12 months FD + savings statements; State Bank of India / HDFC / ICICI / Axis preferred; sworn translation
- Health insurance: PRIVATE Spanish-recognised insurance with NO co-payment and NO waiting period; recommended providers: Sanitas, Adeslas, ASISA, Mapfre (must be Spanish-domiciled or with full Spanish coverage; expats often use Sanitas Más Salud Sin Copago)
§3 - HIGHLY QUALIFIED PROFESSIONAL (HQP) - FRAMEWORK
Legal basis: Ley 14/2013 "Ley de Emprendedores" art. 71.
Criteria:
- Bachelor's+ degree or equivalent professional experience
- Binding offer from Spanish employer
- Salary at HQP threshold (no fixed bright-line number — assessed against role market rate; typically EUR 40,000+ for IT mid-level, EUR 54,000+ for senior, EUR 75,000+ for executive)
- Employer registered with UGE-CE (Unidad de Grandes Empresas y Colectivos Estratégicos)
- Fast-track processing: typically 20 working days
Compute for [CLIENT_NAME]:
- HQP requires Spanish employer offer — currently [CLIENT_NAME] has None context, not necessarily a Spanish offer
- State: VIABLE IF SPANISH EMPLOYER OFFER OBTAINED / NOT CURRENT ROUTE
§4 - ARRAIGO REGIME (Real Decreto 1155/2024 - effective 20 May 2025)
ONLY relevant if No - in India indicates current Spain presence (irregular or with limited permit). Real Decreto 1155/2024 streamlined and renamed several routes:
(a) Arraigo Social: 2 years residence in Spain (changed from 3y) + integration evidence + job offer OR sufficient means
(b) Arraigo Laboral: 2 years residence + 6 months documented work
(c) Arraigo Familiar: parent of Spanish minor / spouse / parent of Spaniard
(d) Arraigo Formación: 2 years residence + commitment to vocational / language training (NEW under 2024 reform)
(e) Arraigo Segunda Oportunidad: previously held permit, expired, returning to regularisation
For [CLIENT_NAME] with No - in India = "No - in India":
- Arraigo NOT APPLICABLE pre-arrival
- Note as fallback only if client overstays a tourist permit — but advise against this route
For [CLIENT_NAME] with No - in India indicating Spain presence:
- Compute years residence in Spain (compute from arrival date)
- Determine which arraigo applies
- Flag job offer / means / integration / training requirements
§5 - GOLDEN VISA (CLOSED 3 APRIL 2025)
Ley Orgánica 1/2025 terminated the Golden Visa for new applications from 3 April 2025.
Current holders (granted before 3 April 2025):
- Retain rights
- Renewal mechanics per transitional regime
- Conversion to other permit possible
For [CLIENT_NAME]:
- If client was considering Spanish GV: NOT AVAILABLE post-3 April 2025
- Redirect to DNV (if remote-work income) / NLV (if passive income / capital) / HQP (if Spanish employer offer) / Portugal D7-D8 / Greece Golden Visa (still active at EUR 400K/800K threshold)
- Flag termination
§6 - QUALIFICATION RECOGNITION
For DNV (non-regulated): equivalencia academica via Ministerio de Universidades — 6-12 months
For HQP (often non-regulated tech): same equivalencia route
For regulated professions (medical / architecture / engineering / law):
- Homologación via Ministerio de Universidades — 12-24 months
- For medical: also Consejo General de Colegios Oficiales de Médicos colegio registration after homologación
- For architecture: CSCAE colegio registration
- Indian B.Tech is generally well-treated for IT roles (equivalencia)
- Indian MBBS faces 2-3 year recognition challenge (often refused first round, appealed) — flag
For [EDUCATION_AND_EXPERIENCE]:
- Identify if regulated profession
- Estimate recognition timeline
- State: PARALLEL TRACK needed (start recognition before / during visa)
§7 - ACCOMMODATION + EMPADRONAMIENTO
Pre-arrival: hotel booking + plan for permanent address
Post-arrival (within 90 days of NIE issue):
- Empadronamiento: register with local municipality (Ayuntamiento) - REQUIRED
- Without empadronamiento: cannot get TIE, healthcare access, school enrolment, bank account opening sometimes blocked
For [CITY_OF_INTENT]:
- Madrid: rental market tight; budget EUR 1,300-1,800/month 1-2 bed
- Barcelona: similar; possible new rental controls in Catalonia (verify current)
- Valencia: more affordable; EUR 800-1,200/month
- Sevilla / Málaga / Bilbao: mid-range; EUR 700-1,200/month
- Palma / Tenerife / Las Palmas: tourist-affected; varies
§8 - 5-YEAR + 10-YEAR PATHWAY
Day 0: Visa issued by Spanish consulate (New Delhi / Mumbai via BLS)
+30 days: Arrive Spain, NIE, empadronamiento, bank account
+30 days: TIE (Tarjeta de Identidad de Extranjero) appointment at local Oficina de Extranjería
Year 2-3: First renewal
Year 5: Long-term residence (residencia de larga duración - 5 years) OR EU long-term residence
Year 10: Citizenship eligibility (or 2y for Iberoamerican / Sephardic / Filipino / Andorran / Equatorial Guinean / Portuguese)
Citizenship requirements:
- DELE A2 Spanish (Instituto Cervantes)
- CCSE test (25 questions, 15/25 pass)
- Clean criminal record
- Renunciation of Indian citizenship at oath (in person at Civil Registry) - Spain still requires for non-Iberoamerican applicants in 2026
§9 - LANGUAGE PLANNING
None vs A2 requirement at Year 10:
- None / A1: 18-24 months focused study
- A2: ready for DELE A2
- B1+: comfortable
- Provider options: Instituto Cervantes (online + Mumbai / Delhi centres), Lingoda, in-Spain language schools
- Test: DELE A2 (~EUR 124) + CCSE (~EUR 85)
§10 - FAMILY INCLUSION
DNV / NLV / HQP all permit family:
- Spouse: included; right to work after dependant authorisation
- Minor children: included
- Dependent adult children: discretionary
- Dependent parents: discretionary (financial dependency proof)
For Solo:
- State who's included
- Compute additional thresholds
- For NLV especially: family threshold can drive the case substantially — recompute
§11 - VERDICT
State explicitly for [CLIENT_NAME]:
- DNV ELIGIBILITY: MET / SHORT BY EUR n / EXCEEDED COMFORTABLY / Not applicable (no remote-work income)
- NLV ELIGIBILITY: MET / SHORT BY EUR n / EXCEEDED COMFORTABLY
- HQP VIABILITY: viable IF Spanish employer offer / not current route
- Arraigo: N/A pre-arrival
- Golden Visa: CLOSED post-3 April 2025
- Recommended primary route: [primary]
- Recommended fallback: [fallback]
§12 - RED FLAGS
[ ] None from Spanish clients > 20% — invalidates DNV
[ ] [PASSIVE_INCOME_EUR_YEARLY] heavily concentrated in single source — stability question for NLV
[ ] [EDUCATION_AND_EXPERIENCE] indicates regulated profession — recognition is the bottleneck, not the visa
[ ] Beckham Law eligibility: confirm with Spanish tax advisor before relying
[ ] Renunciation of Indian citizenship at Year 10 oath — symmetric with India's prohibition under Citizenship Act s.9 but still a formal act
[ ] FX assumption: re-run at INR 85 / INR 95
[ ] Empadronamiento delays in Madrid / Barcelona — 4-8 weeks waiting for appointment
[ ] Health insurance: NLV requires NO co-payment / NO waiting period — many providers don't qualify; verify policy
End with: "DRAFT Spain DNV / NLV / HQP / arraigo eligibility audit — for Spain-admitted immigration lawyer review and Oficina de Extranjería-current verification. Confirm 2025 IPREM (BOE-published; indexed annually) and current DNV / NLV thresholds before client commitment. Golden Visa CLOSED 3 April 2025 (Ley Orgánica 1/2025); arraigo regime overhauled effective 20 May 2025 (Real Decreto 1155/2024). Indian medical / architecture / engineering qualification recognition (homologación) is the standard bottleneck — start in parallel with visa, not after. Beckham Law tax regime applies to DNV; confirm with Spanish tax advisor before relying. Indian Citizenship Act s.9 will trigger automatic loss of Indian citizenship on Spanish acquisition (Year 10); OCI plan applies. Not legal advice."Unlock the vault to see the full prompt